Difference between revisions of "Can I Sue My Car Insurance Company For Fraud"

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I bought insurance for my truck. after 3 months of paying my agent i noticed that my financing bank had added 1300 dollars to my loan as a collateral insurance because they did not have proof of my insurance. I went back to my agent and they explained that they forgot to send the payment for 3 months to the main insurance company and that is why it appeared to my bank that I did not have insurance. My insurance agent told me they were gonna do a re-installment and that they were going to give me proof that i had insurance for those 3 months so i could take it to my bank so they could remove the 1300 from the loan. It's been about 10 months and my insurance agent has not given me any proof of my policy so the bank is still charging me for those 3 months. (about 400 per month since im 20). my agent does not want to refund the money for those 3 months, and they do not want to give me a proof of policy. I do have proof of paying them for those 3 months since I payed with a check that they cashed. I want them to give me proof of insurance for those 3 months or to pay 1300 to my loan because they are charging it due to their fault since they forgot to send my payment. Can I do a civil law suit for those 1300. I have proof of my payment for those 3 months. I also have my policy number but it says it's cancelled due to non payment so bank will not accept that as insurance. right after those 3 months I opened a new policy with them and ive had it for 8 months and ive always payed on time. I recently noticed that when they opened the new policy they inputed my date of birth as if i was 40 years old instead of 20. I do not know if they did a mistake or if they did that on purpose to give me a better price. The thing is that all these 8 months I've been paying i was actually never covered since my date of birth was way wrong. Only my name was correct but I talked directly to the insurance and not my agent and they explained to me that if i would have crashed it wouldnt have covered me since they do not have the correct date of birth. I just fixed that directly with the agent and now they have the correct date of birth so the insurance price went up since im only 20. I dont mind about that. I just think it's unfair that i paid for almost a year and that i was actually never covered because they did a mistake on my information. Plus they caused the bank to charge me.. So i just feel like if all this has been a big scam since i paid so much and did not have insurance. Can I sue them to get my money back or at least pay the bank what the bank is charging me for not having insurance.. like i said i have all the recepits of all payments ive done and i also have a copy of the policy where my information is not accurate and how i was paying without being covered. They could not have made a mistake because I do not look like if im 40 years old. besides they obtained a copy of my drivers license where it clearly says my date of birth. I live in El Paso Texas so does any one know what i can do and if it's possible to get my money back if i sue my agent?
I recommend one to visit this website where one can get rates from the best companies: http://COVERAGEFINDER.NET
Buying Car - Insurance Problem?
I'm investing in a Z-28 Camaro, and an issue has been experienced by me. I used to be informed once I enroll it (which I have to obviously) that I have to guarantee it. On causing the car just setting in my garden, I plan. Yes it runs but I can not afford insurance at the time or gas for it. 1) Do I officially have to enroll it 2) just how long do I've to register it 3) Does it need to be protected 4) If yes to 3, what's the lowest priced insurance I can get and about just how much is it. I donot care what it handles. I really don't know if a difference is made by the state but I live in Mi. Thanks One Million"

Howmuch might an '89 Mercedes 300e expense for insurance?
Therefore my dad has found really a great deal on the potential automobile for me in condition that was great. Do you think that since this can be a car that is 22 year old that it'd be considered a silly amount to insure due to the Mercedes banner? Or do you think I could manage it having a job? Our insurance carrier will be allstate on using drivers ed and I plan. Assistance?"

I'm looking to access an insurance provider?
Business name Combined insurance company of America Miami Florida.

What is the most effective medical insurance for a 19 yr. ?? that is previous???
So here is finished: the other day twenty simply turned, I am no longer likely to faculty, I've two part-time jobs. Basically were still in college I'd be under my motheris insurance but that is not the situation. And it's the law in Boston (where I stay) for each person to get H. Insurance. And so Iam in the process of stopping one among my parttime jobs. As well as the other does not give me rewards 'cause I am parttime or whatever. Therefore inside the mean time I'm hunting online, in papers, everywhere like crazy to find a good career that is fulltime and provides me gains that contains H.Insurance. So my problem is what wouldbe my bet that is best...Blue Cross Blue Shield what?! It has to become anything inexpensive too right? 'Cause I'm no bank that is prosperous here. Please support."

Mobile Insurance?
I have a nokia n95 on vodsphone it suddenly began makeing phone calls by its self and playing up giving communications,I've merely had it per month easily got it to a vodaphone look might they repair it??? I have no insurance"

Simply how much are auto insurance frequently price in florida?
I'd be described as a first time driver. I'm 25-year old. Just how much may be the cost for any motor insurance now on the market?

How much would insurance charge me to get a bike?
About investing in a cycle for your gas mileage, thus im thinking, but im not sure if it'll be worth my money if the insurance is rediculously high. Why I wish to understand this, is really I will decide weather i choose the motorcycle with high insurance or get a pickup with poor fuel useage. And also to help your guess I'm a man 18, and im buying cycle about like the ZX 6R kawasaki sportsbike."

Small drivers - What's your insurance?
Hey there! Im an 18 year old man, and also to get covered on a 1999 1.0 GLS Vauxhall Corsa per year it will charge 3000+! Am i doing something wrong, what kind of vehicle can I try to find? (that estimate was from Gocompare.com). So yep, youthful motorists what's your insurance, what is your vehicle and insurance carrier? Cheers"

What's absolutely the cheapest auto insurance corporation in Illinois?
What is the absolute cheapest auto insurance firm in Illinois?

"Do if you are outofstate temperaily, I must change motor insurance? Am I protected?"
I'm likely to be planning to school in Nj for likely for 2 years, although I have car insurance in California. Do I need to change can or my motor insurance I be protected under FL premiums? Our DL has my California handle and my automobile is registered in California. I plan on heading back, what exactly should I do? Cheers (I'm with State Farm BTW)"

Can be an auto insurance quote a commitment?
The main reason I consult this is I got an online price from an auto firm and was offered $447 for a 12-month term because. I find this to be an incredibly great deal, but something informs me, after I speak to them, they're not likely to recognize it. Therefore, do they have to honor their offer? Can I have them for bogus advertising whenever they do not (or something else)? More Details: This offer has already been centered on my driving record consequently, nothing within my background can come along to alter the quality."

Just how much does motorcycle insurance expense in the united kingdom for an 18 year old?
Not the actual price, just roughly.and monthly"

Why my car insurance returning so costly?
I am thinking about investing in a car but when i am exploring all evaluation sites its arriving about 1000 lbs monthly and in leeds. I have 3-4 yrs expierience in operating in US and i was spending there like 30 lbs each month. Insurance firm and I spoke together plus they are indicating that because I simply found UK as well as have international licence its returning that large my vehicle comes in team 17 of insurance. Another solutions for these? I dont believe they're paying these much on a monthly basis should you know any good adviser who are able to reduce these I'd like to understand, Please if people are fresh here. Else can i take insurance from my house region Asia or us?"

"How diabetics get affordable insurance watts/ if your company, maternity insurance. Doesn't provide grp coverage?"
My spouseis firm went to a higher deductable health savings account. I can just get one firm to guarantee me. policy. They are too costly which doesn't include maternity protection. Due to different medical issues, I'm not able to perform right now. Any tips? SUPPORT! Am I the one that is only going right through this?"

Whats a cheap insurance?
I am 18 and live near obligation that is just that is garland

"When my cobra finishes where you should go shopping for health inches?"
I've been under a company subsidized cobra arrange for my spouse and I for almost 1 5 years. The quality goes from $394 to $1150, that we can have to allow it to...display more and can't afford"

Can medical health insurance companies obtain medical files from different medical health insurance businesses?
After I was in university I had been in a relationship that created me genuinely depressed, as well as the psychologist on-campus referred me to another therapist with an analysis of significant depression --the surface counselor fixed it and stated she considered i had circumstantially-related despair, but she said she coded the claim with all the mentioning personis key depression name and so the insurance company wouldn't hassle me regarding the spending the state. I worked with her to get a 6 months --no medicine, only got out the connection--and am satisfied and healthy:) Today Iam examining all sorts of intimidating stuff about MIB, retroactive decreasing of coverage, etc and I currently have new person (underwritten) coverage--I - can consult her to correct the claim with my previous organization, but it seems like any action might rock the vessel and Iam worried--whenever they didn't discover it, must i keep it be? or is there a chance that if i (god forbid) get anything serious later on that my existing insurer may find out my documents from my previous insurer to look for reasons to not pay? She tried to take action to produce my entire life simpler but this entire point has became this kind of chaos!"

Does anyone know of the great affordable insurance policy with maternity insurance?
I know about maternity card (nogood).

Motor insurance for a 21 year old?
I'd like to know (roughly) how much it'd cost to cover a 2001 NISSAN MICRA 1.0 SE 3dr Auto Hatchback to get a year? I'm 21 woman Have a brand new permit (never had a vehicle nor been protected ever before) How much wouldn't it charge if i wanted a temperature license to get a month? I am aware all organizations are different so merely a hard offer please from anyone who knows motor insurance, thanks."

I shifted to Brooklyn and I should locate inexpensive car insurance for my car. Any suggestions?
I know auto insurance in NYC isn't more cheap in-general, but any suggestions would support."

Kids Health Insurance?????
Which kids health insurance will pay for braces?

Inexpensive car insurance! Enable please.?
I must get new car insurance-but im uncertain where you should go. Our insurance is all about to expire and i do not wish to stick with them since its at about $230 a month. ((WHICH CAN BE MORE...show more

"What might 000 cadillac, a $50 cost-per month? + insurance?"
$275,000 yearly revenue (receive money annually). which is about $23,000 per month merged. Take into consideration teenager insurance which i observed can be also and ferocious... Could purchasing this vehicle stretch my funds? I dont need my loved ones to not become comfortable for just a car. I wish to know the other quotes although like somebody earlier explained 1k a month for my auto cost"

How come my motor insurance higher than my sisters?
Ok I'm form of discouraged and so I am expecting somebody may clarify me this. My brother and I equally have our car insurance through modern. We each have 2003 Chevy Cavilers (4 doors). Neither folks have been around in a collision, we reside only a few kilometers apart. The only real differences I could consider: Her vehicle is crimson, my car is orange, and that I am 23. Besides that we have the same plan, anything! She paid 140 on her behalf a few months. They need me to pay for 191!!! I really don't realize!! Does me being 24 months younger actually make a difference?? I recognize any input! Cheers on your period! Additionally, who you think gets the motor insurance that is greatest. Easily will find lower than 191 I'm likely to move."

Cheapest full-insurance Insurance Provider?
I am looking to filter down my options for Automobile insurance and find the most effective for my income... I'm a higher risk after I carelessly permit my insurance policy stop therefore I would n't be accepted by Condition plantation. I have been cited 189.00 per month from Al Boenker Insurance and that I am really not attempting to need to pay. But any tips would definitely support! Thanks!

Can I Sue My Car Insurance Company For Fraud?
I bought insurance for my truck. after 3 months of paying my agent i noticed that my financing bank had added 1300 dollars to my loan as a collateral insurance because they did not have proof of my insurance. I went back to my agent and they explained that they forgot to send the payment for 3 months to the main insurance company and that is why it appeared to my bank that I did not have insurance. My insurance agent told me they were gonna do a re-installment and that they were going to give me proof that i had insurance for those 3 months so i could take it to my bank so they could remove the 1300 from the loan. It's been about 10 months and my insurance agent has not given me any proof of my policy so the bank is still charging me for those 3 months. (about 400 per month since im 20). my agent does not want to refund the money for those 3 months, and they do not want to give me a proof of policy. I do have proof of paying them for those 3 months since I payed with a check that they cashed. I want them to give me proof of insurance for those 3 months or to pay 1300 to my loan because they are charging it due to their fault since they forgot to send my payment. Can I do a civil law suit for those 1300. I have proof of my payment for those 3 months. I also have my policy number but it says it's cancelled due to non payment so bank will not accept that as insurance. right after those 3 months I opened a new policy with them and ive had it for 8 months and ive always payed on time. I recently noticed that when they opened the new policy they inputed my date of birth as if i was 40 years old instead of 20. I do not know if they did a mistake or if they did that on purpose to give me a better price. The thing is that all these 8 months I've been paying i was actually never covered since my date of birth was way wrong. Only my name was correct but I talked directly to the insurance and not my agent and they explained to me that if i would have crashed it wouldnt have covered me since they do not have the correct date of birth. I just fixed that directly with the agent and now they have the correct date of birth so the insurance price went up since im only 20. I dont mind about that. I just think it's unfair that i paid for almost a year and that i was actually never covered because they did a mistake on my information. Plus they caused the bank to charge me.. So i just feel like if all this has been a big scam since i paid so much and did not have insurance. Can I sue them to get my money back or at least pay the bank what the bank is charging me for not having insurance.. like i said i have all the recepits of all payments ive done and i also have a copy of the policy where my information is not accurate and how i was paying without being covered. They could not have made a mistake because I do not look like if im 40 years old. besides they obtained a copy of my drivers license where it clearly says my date of birth. I live in El Paso Texas so does any one know what i can do and if it's possible to get my money back if i sue my agent?
I recommend one to visit this website where one can get rates from the best companies: http://COVERAGEFINDER.NET
What is the cheapest d nastiest motor insurance I could maybe takeout?
I'm 26, just got my certificate, have 0 years no claims bonus... What's the cheapest car insurance I will get? Whenever I am covered by them for almost nothing, I actually donot care... Also will they guarantee me over a Toyato Celica 1.8 VVTI 3DR 2000 I would like the least expensive of the men that are cheap!! Tips??"

Affordable Health Insurance in Minnesota to get a single adult? I would like help/advice!!!!?
I just moved to Minnesota and need health insurance but-don't even realize how to start. I am aware because I make too much, I dont be eligible for a Minnesota Attention. I can not get healthinsurance yet since I recently started and can be eligible for that in a few months but I need medical aid now. Any suggestions about what I ought to do?"

Can I transform auto insurance?
So here how it moves. I wish to get yourself a fresh insurance for my Mommy's car. She's 52 years-old females who pushes a Ford civic 2002 Sendan which was totaled and repair before. 600 a year, 1 is being paid by her and I believe that's a lot for liability. She used-to possess a car before that has been within an incident(my buddy hit some other person vehicle) and we'd to drop that insurance(modern). Couple of years after my brother broke another automobile that my mommy ordered but now the insurance carrier(state park) didn't find out. At this time we're back to a vehicle plus modern struck me while driving and I did contact the insurance. It wasn't my problem and I don't think anything since we're still spending 1,600 changed but I think its a whole lot. It's the most effective I can clarify the situation, therefore must I head out and try to look for an improved package? Any advice is appreciated"

Coverage Insurance that is full issue?
Would I be covered if my fiance sets me on his full-coverage insurance? I just bought my vehicle till I get my one so I will soon be operating his. I ended my insurance. Therefore I have to know easily will undoubtedly be included in him simply putting me, or if I need to have my insurance. Cheers folks."

Registering a motor and car insurance?
Therefore I just got idk and my permit last saturday which stage comes. Is the automobile registered by me first or do I buy insurance first?

Protecting A Variety Rover For A 18 Year Old?
Ive been operating to get a year today, and that I have 1 year no claims benefit. (aged 18 and male). I'm going to college for three years, as well as for the primary of these three years, im NOT to the insurance. Simply how much do you think a Rangerover activity (second hand charging about 9,000) will be charging me in UK insurance third-party? my recent automobile was installed with this specific distance matter, which also lowers the total amount i spend (NOT REALLY A BALCK PACKAGE). but roughly do you know? thanks."

Would you like or hate 21st Century automobile insurance?
A long time ago, when they were named 20Thcentury, their costs looked not noncompetitive. Does everyone reading this have their insurance now? What strengths do they've, that could allow you to pick them over different insurance companies?"

Do I personally use car insurance or medical health insurance in a vehicle accident?
Although the next car had the bumper of my vehicle and severe damage had modest harm, but we didn't contact the authorities. I sensed the first morning for my shoulder neck agonizing when I woke up. I still feel painful from my throat and shoulder, although after 5 nights, i don't feel any back pain. Do I consider about employ legal counsel (minor car injury)? How to consult the driver to pay for my med costs basically do not locate a lawyer? Do I take advantage of my medical insurance then assert the driver's car insurance business? or pay by cash first? what kind of physician I need to view? Cheers"

Our 20 year old kid includes a GTO. He has 3 details on his permit and requires insurance?
Can anybody advise an insurance carrier that may offer to get a 3 litre twin-turbo gto for 20-year old

"Concerned about obtaining insurance to get a car, once I have poor credit!?"
Is it for those who have a negative credit rating right that in britain, some insurance agencies can WOn't give you insurance?? I'm panicing that i don't manage to get insurance when i cross my check!!"

Whats the average price should you don't have health insurance to have a baby within the hospital?
I've health insurance I'm-not sure however if my maternity will be covered by them, howmuch does it charge to have a child in case you dont have medical health insurance? Howmuch are sonograms, physician visits etc. Thanks"

Auto Insurance to get a 2007-08 Mustang?
Can anybody give an estimation to me on if they were to travel a 07-08 ford mustang please, about how much a 17-18 year-olds car insurance will be."

Best time to buy motor insurance revival?
my auto insurance runs from the 28th of the month and iam about to change organizations. when is the better time for you to buy it (likely to spend it off entirely), currently to start about the 28th or nearer to the time just like the week before to start out on the 28th? is there any difference in price?"

Auto Insurance Problem?
Ok, may your car insurance increase should you and you obtain a ticket and no things, respectively in your permit? Put simply, do you have to have things on your license to your insurance payment to move up?"

What is the Lowest Priced Auto Insurance For Young Driver?
18-Year Old, Male, Vauxhall Corsa 16V (1.2) Worth 1000, Full License Presented for 2 Month, Usage Of Business Vehicle (Ex Personal Use), Usage up to 5000 per-year, No CROSS PLUS, Societal Use and maintained a public street."

"Free health insurance near Brandon, FL?"
Is there any way get or to implement FREE healthinsurance in or near. I'm a below and do not need to pay for medical health insurance t/h its expensive. I applied to live in Newyork and realize that there there are several firms that provide free medical insurance for low income people. Any help?"

Geiko auto insurance?
I do want to understand from somebody who has Geiko car insurance when they like it. I currently have Nationwide, and I could get motor insurance monthly that is cheaper even though I enjoy them. I am a college student and $40 is a lot of money to become with simply having the ability to function certain hours along with the purchase of school. In the same period I wish to make sure I get insurance from the firm I can be in contact with easily have difficulties. Thanks for almost any help!"

"To be able to buy a vehicle do you need car insurance?"
I simply wish to choose the vehicle for now till I'm prepared for the car insurance. How could I have the ability to transport it to my location and keep it?"

"Car crash, no insurance?!!!!?"
A high school kid and he hit on my car and my vehicle, respectively. I do not have insurance(welp I know, I am a single mommy we can't afford it all). Anyway, he did have insurance and he was at fault. Will his insurance cover the price to fix number or my automobile? That is, since I have did not have all and insurance?"

Car Insurance aid please?
Hi, I am a 22 year old girl who lives in Florida, I was wonderinf what will be the finest/inexpensive car insurance please... Thanks"

Just how much will motor insurance price?
Can although I am aware you cant just suppose the expenses you offer mean estimation? I livein virginia im 17 years of age I've 3.81 GPA I'm a female does it cost a youngster every month?"

How frequently Can You create a Windscreen Insurance Claim for just one Automobile in a Single year (British auto insurance)?
Ive just had a replacement being an insurance state with the Norwich union Windscreen equipped. Three days later-after the local Council Resurfaced an area road the Windshield got hit by a rock thrown up by way of a vehicle be pushed solution to quick for the freshly appeared road...the Question is just how many such Windshield Promises is you Auto Insurance Company more likely to Honor in almost any given year of absolutely Detailed Insurance. Neither of those Situations were my mistake but just random injury, although I'm a little of a pratt Building A claim only 3 days after the first state. As it could be the first State cost me a-60 Surplus payment will surely cost 60 only thec"

Is the American health insurance is similar to auto insurance?
LifeInsurance and all the other insurances? And you pay it each month and much? Or what it really is not dislike?

Motor insurance costs for driver in Ontario?
I want to import my '01 Camry from USA to missisuaga. Just how much shd I expect to pay p.m. in Motor Insurance charges? I've 3 times clean driving heritage in USA.Will my driving heritage in US support with finding a better rate in europe? Originally I'll have just a US individuals license.Pls help highlight my doubts. Forgot to mention - I am committed, age 30 yrs"

Whats the purchase price for insurance that is transfering?
Desired to move my insurance from my truck thats not managing to 1 that is

Can I Sue My Car Insurance Company For Fraud?
I bought insurance for my truck. after 3 months of paying my agent i noticed that my financing bank had added 1300 dollars to my loan as a collateral insurance because they did not have proof of my insurance. I went back to my agent and they explained that they forgot to send the payment for 3 months to the main insurance company and that is why it appeared to my bank that I did not have insurance. My insurance agent told me they were gonna do a re-installment and that they were going to give me proof that i had insurance for those 3 months so i could take it to my bank so they could remove the 1300 from the loan. It's been about 10 months and my insurance agent has not given me any proof of my policy so the bank is still charging me for those 3 months. (about 400 per month since im 20). my agent does not want to refund the money for those 3 months, and they do not want to give me a proof of policy. I do have proof of paying them for those 3 months since I payed with a check that they cashed. I want them to give me proof of insurance for those 3 months or to pay 1300 to my loan because they are charging it due to their fault since they forgot to send my payment. Can I do a civil law suit for those 1300. I have proof of my payment for those 3 months. I also have my policy number but it says it's cancelled due to non payment so bank will not accept that as insurance. right after those 3 months I opened a new policy with them and ive had it for 8 months and ive always payed on time. I recently noticed that when they opened the new policy they inputed my date of birth as if i was 40 years old instead of 20. I do not know if they did a mistake or if they did that on purpose to give me a better price. The thing is that all these 8 months I've been paying i was actually never covered since my date of birth was way wrong. Only my name was correct but I talked directly to the insurance and not my agent and they explained to me that if i would have crashed it wouldnt have covered me since they do not have the correct date of birth. I just fixed that directly with the agent and now they have the correct date of birth so the insurance price went up since im only 20. I dont mind about that. I just think it's unfair that i paid for almost a year and that i was actually never covered because they did a mistake on my information. Plus they caused the bank to charge me.. So i just feel like if all this has been a big scam since i paid so much and did not have insurance. Can https://medium.com/@rkhader972m/is-connecticut-general-life-insurance-company-called-cigna-32e19789b9e6 sue them to get my money back or at least pay the bank what the bank is charging me for not having insurance.. like i said i have all the recepits of all payments ive done and i also have a copy of the policy where my information is not accurate and how i was paying without being covered. They could not have made a mistake because I do not look like if im 40 years old. besides they obtained a copy of my drivers license where it clearly says my date of birth. I live in El Paso Texas so does any one know what i can do and if it's possible to get my money back if i sue my agent?
I recommend one to visit this website where one can get rates from the best companies: http://COVERAGEFINDER.NET